Loan Programs

Our selection of programs and pricing is sure to please. Our team of processing, underwriting, and local appraisers possess intimate knowledge of the market. Moreover, we offer Aggressive Loan programs with unbeatable rates that are hard to come by elsewhere.

Conforming Fixed

There are options available that allow for a down payment as low as 3%.

FHA,VA&USDA RD

We offer the flexibility of smaller down payments and expanded qualifying ratios. Our lending options extend to a 500 FICO score on FHA loans.

Vacant Land

There are options available that enable a down payment as low as 10%.

Jumbo Loans

We offer competitive interest rates for loans up to $3 million.

Home Ready & Home Possible

Qualified borrowers can take advantage of reduced mortgage insurance and secure 97% financing.

Construction

You can secure financing for the construction of a new home with a down payment as low as 5%*.

Zero Down Payment Options

We offer a zero down payment option for both first-time and repeat home buyers.

Common Sense Portfolio Programs

We offer flexible loan programs and options for those that don’t fit the standard criteria.

Non Warrantable Condominium

We offer financing options for recently constructed condominium projects that do not comply with traditional guidelines.

NEXA New

We offer financing options for eligible borrowers who have faced financial difficulties, such as a short sale or bankruptcy.

NON QM Loans

Instead of using cash for a down payment, it is recommended to allocate it towards a shorter loan term and a lower interest rate.

Renovation Programs

Simplify the process of obtaining renovation loans that enable buying and renovating a home.

Home Equity Loans

We offer closed-end 2nd mortgages and lines of credit as separate products or in combination with a 1st mortgage, allowing for a combined CLTV of up to 95%.

Professional

As an established professional, you can now secure home financing with as little as a 3% down payment, without the burden of monthly mortgage insurance.

Doctor Loans

If you’re a practicing physician, you could be eligible for a mortgage with $0 down payment and without the need for mortgage insurance.

Down Payment Assistant Programs

Qualified borrowers have access to a range of options that can help them with their down payment and closing costs.
Ven Sunkara

Mortgage Specialist

Your Loan Officer For Life!

Low Wholesale Rates. No Hassle

We believe everyone who owns a property is an investor looking for more financial freedom.

Primary Home Loans

Buying a home is one of the largest financial decisions you will make.

Investment Loans

Pain-free investment property loans. Loan options for all kinds…

Commercial Loans

Commercial real estate properties can include office, retail…

Let’s Make Things Happen

Would you like a personalized quote for your mortgage? Rates are subject to daily changes and are tailored to your specific circumstances. Contact us for a complimentary quote.

“I am extremely satisfied with my recent refinance experience. The process was straightforward and uncomplicated, without any unnecessary costs or complications. Compared to other lenders I contacted, my closing costs were significantly lower, almost half the amount. Overall, it was one of the smoothest transactions I have ever had.”

George Anderson
Ven Sunkara
Mortgage Specialist

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